Share Savings
- Competitive savings rates
- Earn monthly dividends on balance above $50
- Unlimited deposits & withdrawals2
Savings Plus
- 4.00% APY1 savings rate on balances up to $5,000
- Unlimited in-person withdrawals
- Easy online and mobile access
Growth Plus Money Market
- No minimum deposit to open
- Higher dividends paid on balances of $10,000 or more
- Unlimited deposits & withdrawals2
Certificates
- Fixed rate of return
- No monthly service charge
- Flexible ways to receive dividends
Money Market Account
- High yields of investing minus the risk
- Unlimited deposits and in-person withdrawals
- Up to six electronic transfers per calendar month
Health Savings
- Save for future medical expenses with a special tax advantage account3
- Dividends paid on accounts with more than $50
Holiday and Summer Savings
- Save now + Play later
- Unlimited deposits & withdrawals2
- No minimum balance required to open. However, $50 daily minimum balance required to earn dividends.
Coverdell Education Savings
- Tax-free and penalty-free withdrawals for qualified education expenses3
- $2,000 maximum yearly contribution per account
- Can be used for elementary and secondary education
Youth Savings
- 3% earned quarterly on net new deposits with maximum incentive earned not to exceed $100 each quarter4
- $25 welcome deposit5
- No restrictions on accessing funds
1APY=Annual Percentage Yield, Rate current as of 10/24/2024. Rates subject to change. ²Unlimited withdrawals or transfers permissible via online banking, mobile banking, automated telephone, ATM or branch. 3Consult a tax advisor for tax related information. ⁴The net new deposit incentive is credited quarterly and earnings will be deposited into your Youth Savings account. Maximum new deposit incentive earnings per quarter may not exceed $100. A 1099 tax form will be issued by Addition Financial only for the year the member has met the contingencies necessary to receive the funds. Please consult your tax advisor with any question. ⁵Receive a $25 deposit into the savings account when a new youth savings account is opened. Incentive of $25 will be deposited within 7 business days of account opening. A minimum balance of $5 is always required in the share savings account.
