¹APR=Annual Percentage Rate. To receive the discounted rate this offer requires monthly direct deposits setup into an Addition Financial checking or savings account prior to the closing of your loan. The minimum required direct deposit amount is 1.5 times your initial payment amount towards principal and interest, or $1,000, whichever amount is greater. Automatic transfer from an AFCU account must be set up to make the mortgage payment. Offer does not apply to existing Addition Financial mortgages. Loans are granted based on credit qualification. Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Membership eligibility is required. Minimum loan amount $25,000, maximum loan amount varies. Limited time offer effective 1/15/2025 and is subject to change without notice and cannot be combined with any other offer. Promotion runs 1/15/2025 – 5/31/2025. Offer only on primary residences. A $200,000 purchase price with $10,000 (5%) down payment and $190,000 financed at 6.125% fixed interest rate with 6.219% annual percentage rate would result in a monthly payment of $1,154.46 for 360 months. Sample payment only includes principal and interest.