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Envision CU is now Addition Financial and we've got special offers to make you smile.

When it comes to giving you a financial advantage, we’re your banking bestie. Now through December, take advantage of our appreciation specials:

Envision CU is now Addition Financial and we've got special offers to make you smile.

When it comes to giving you a financial advantage, we’re still your banking bestie. Now through December, take advantage of our appreciation specials:

personal-auto-refinance

Save money on your car payment by refinancing your ride for as low as 4.99% APR¹

Savings_merger_3

Watch your savings grow with a 4.00% APY 4-month CD²

Premier Rewards-01

Earn 25,000 rewards points with a new
Premier Rewards credit card
³ 

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Make homeownership a reality with a fixed rate home loan as low as 6.00% APR⁴ 

Hurry! These special offers from your banking bestie are only available until December 31.

Hurry! These special offers from your banking bestie are only available until December 31.

¹Certain restrictions apply. Offer cannot be combined with any other promotional auto refinance offer. Loans are subject to credit approval. A loan processing fee will be assessed at 2% of the approved loan amount ($30 minimum, $85 maximum). The loan processing fee will affect the Annual Percentage Rate (APR) shown. Existing auto loans with Addition Financial and Envision Credit Union do not qualify. Minimum refinance amount is $7,500.00. Loan terms are available for up to 78 months. To obtain promotional benefit, direct deposit and automatic payment may be required throughout the life of the loan. **The first payment may be deferred up to 90 days, however, interest is not deferred and begins accruing on the loan disbursement date. Payment Example:  A fixed interest rate with a 4.99% APR (which includes $85 processing fee) for a 60-month loan would be an estimated $188.67 monthly payment for each $10,000 borrowed.  This example does not include optional extended warranty products which may increase the payment amount.  Not all applicants will qualify for the lowest rate. Membership eligibility is required. Limited time offer subject to change or withdrawal at any time; offer ends on or before December 31, 2025.  


²Annual Percentage Yield (APY) is 4.00% with a dividend rate of 3.93%. Membership requirements and other restrictions apply. This 4-Month 4.00% APY Certificate Special available as of October 1, 2025. Offer subject to change or end at any time without notice. Minimum deposit to open is $1,000.00. Penalty applies for early withdrawal. Fees can reduce earnings on the account. APY assumes that dividends will remain in the account until maturity. A withdrawal will reduce earnings. At maturity, this Term Share Certificate will automatically renew into a traditional 12-month Term Share Certificate. Term share certificates operate similarly to certificates of deposit (CDs) traditionally issued by retail banks.


³Eligibility for the promotion is subject to credit approval. The Annual Percentage Rate (APR) will be variable and based on your credit history. The maximum APR will not exceed 18%. Offer valid for new Premier Rewards Credit Card accounts opened October 1, 2025 through December 31, 2025. To qualify for the 25,000 bonus points, you must make at least $1,000 in net purchases (purchases minus returns and credits) within the first 90 days from account opening. Bonus points will be awarded within 30 days after the qualifying purchases are posted to the account. Limit one bonus points offer per account. Account must be open and in good standing at the time bonus points are applied. Premier Rewards Credit Card accounts require a minimum credit limit of $5,000. Offer cannot be combined with any other credit card promotional offer. Membership eligibility is required. Additional terms, conditions, and restrictions may apply.


⁴Loans are subject to credit approval and underwriting standards. Membership eligibility is required. Direct deposit and automatic payment enrollment is optional and not required for loan approval. Borrowers who choose to enroll in direct deposit and automatic payment of at least $1,000 monthly for the life of the loan may qualify for a rate as low as 6.000% (6.094% Annual Percentage Rate (APR)). If direct deposit is discontinued the discount rate will no longer apply.  Offer is available for cash-out refinances on existing first mortgages with  Addition Financial and Envision Credit Union mortgage loans. Condominiums and manufactured homes are not eligible.  Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments.
Payment Example: A $200,000 purchase price with $10,000 (5%) down payment and $190,000 financed at 6.000% fixed interest rate (6.094% APR) would result in 360 monthly payments of $1,139.15. This example does not include amounts for taxes, insurance, or other escrow items, and the actual payment amount may be greater. Offer valid only on owner-occupied primary residences. Offer cannot be combined with any other promotional mortgage loan offer. Limited time offer effective 10/01/2025 through 12/31/2025. Terms subject to change without notice.