Fall 2025 | Currents Newsletter 

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In the News

Envision Credit Union Members Approve Merger with Addition Financial Credit Union

Addition Financial Credit Union and Envision Credit Union announced that Envision’s membership voted overwhelmingly in favor of the proposed merger between the two award-winning financial institutions. The membership vote, along with previous regulatory approval, paved the way for the legal merger to go into effect on October 1, 2025.

The majority of ballots cast by Envision Credit Union members affirmed the strategic partnership that brings together two credit unions with a combined 159 years of serving their communities.

For more information about the merger and its benefits, visit AdditionFi.com/Merger.

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Addition Financial Opens New Branch in Central Florida's Four Corners Region

Addition Financial Credit Union has opened its 27th branch, in the rapidly growing Four Corners region of Central Florida. Conveniently located off U.S. Highway 27 near Cagan Crossings, the branch expands access to trusted financial services for residents and businesses across Lake, Orange, Osceola, and Polk counties.

Addition Financial Foundation Awards $175,000 to Central Florida Nonprofits at 2025 Community Giving Celebration

The Addition Financial Foundation celebrated the power of community in September as it awarded $175,000 in unrestricted grants to ten outstanding Central Florida nonprofits during its 4th annual Community Giving Celebration. Hosted at the Addition Financial Arena on the University of Central Florida campus, the event recognized organizations dedicated to strengthening local families, advancing education, and building healthier, more resilient communities.

Team members from Addition Financial nominated each of the local 501(c)(3) organizations honored by the Foundation for the work they do to benefit areas such as youth, education, underserved communities, and economic development.

Apopka High School Branch Opening

Addition Financial Credit Union Opens Student-Run Branch at Apopka High School

Addition Financial Credit Union and Orange County Public Schools (OCPS) celebrated the grand opening of a new student-run Addition Financial branch at Apopka High School, marking the credit union’s 12th high school branch in Central Florida and the 7th within OCPS.

Addition Financial’s High School Branch Program provides students with hands-on financial education and money management skills.

Addition Financial Foundation Unveils Transformed Needs Pantries at Four Central Florida Schools

In August, the Addition Financial Foundation celebrated the completion of its 2025 Renovate to Educate projects by unveiling newly transformed “needs spaces” at four public schools across Central Florida.

These upgraded pantries and resource rooms are designed to support homeless and low-income students and their families by providing essential items in a welcoming and organized environment.

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Addition Financial + The League of Credit Unions & Affiliates invited FL Legislators to visit a High School Branch

On September 17, Chris Hodge from The League, and Kevin Miller, president and CEO, and Nora Rodriguez-Patterson, CCO, at Addition Financial, hosted State Senator Kristen Arrington, State Representative Rita Harris, and others at Addition Financial's Oak Ridge High School branch. The visit provided an opportunity for legislators to learn more about our long-standing High School Branch Program and its impact on students and the community.

During the visit, they learned the history and goals of the program, highlighting how it gives students hands-on experience in financial services and fosters real-world skills. The Student Tellers who were present shared their personal stories, describing how the program has shaped their confidence, financial knowledge, and career aspirations.

Yomary Velez, VP of Retail Banking, also emphasized Addition Financial's ongoing commitment to promoting financial literacy -- both inside and outside the classroom. Our partnership with Orange County Public Schools (OCPS) continues to be a cornerstone of that effort. OCPS Superintendent Maria Vazquez and district leadership joined the visit as well, underscoring how valuable the collaboration with AFCU has been in preparing students for success beyond high school.

The visit reinforced the importance of partnerships between education, government, and financial institutions in building financially capable and empowered communities.

Fraud Tips of the Quarter

  • Be aware of Card Collection scams! Scammers may contact you by phone, email, or social media, posing as trusted companies or people you know. They often pressure you to buy gift cards or prepaid cards and share the details. Stay alert and protect yourself.
  • Be aware of “romance” scams! Protect your money by never sending funds or giving out personal financial information to anyone you haven’t met in person.
  • Make sure you're using Zelle® safely. Only send money to those you know and trust.
  • Find more fraud prevention tips at AdditionFi.com/PreventFraud

Current Promotions

Bestie Rates – Let's Celebrate

Bestie Rates – Let's Celebrate

  • Lower your monthly costs by refinancing your auto loan*
  • Grow your savings faster with a limited time CD*
  • Earn bonus rewards points with a new Premier Rewards Credit Card*
  • Make homeownership a reality with a fixed-rate home loan*
    (*Only available for a limited-time)

Learn More

You've got the Friends, we've got the benefits. Earn up to $300 for referring new members.

You’ve got the friends, we’ve got the benefits.

Earn up to $300 for referring new members.

Learn More

Jeannie Dreamed of a new kitchen. 5.250% APR for the first six months HELOC offer!

Unlock Your Dreams with Our HELOC!

Whether you’re dreaming of a home makeover or consolidating debt, our Home Equity Line of Credit (HELOC) can help make it happen—no genie required.

Learn More

Now boarding: First class savings. Savings Plus 4.00% APY

Now Boarding: First-Class Savings

Settle into a comfy, secure high-yield savings account. Otherwise, you’re just sitting in cargo.

Learn More

Your grandma trusts us with her money. You should too. Get up to $100.

Get Up to $100 - Checking Offer

For a limited time, you can get up to $100 for opening a Benefits or Classic Checking account.

Learn More

*Certain restrictions apply. Cannot be combined with any other offers. Membership eligibility is required.
Limited time offer and subject to change or end without notice. Term share certificates operate similarly to certificates of deposit (CDs) traditionally issued by retail banks. Premier Rewards Credit Card accounts require a minimum credit limit of $5,000.

Other Updates

📱 Now Offering Zelle®

It’s fast, easy and free in the Digital Banking experience.

✅ No fees. There are no fees** to send and receive money with Zelle® from our Digital Banking.
✅ Fast. Money goes straight into your account and is available to use in minutes.**
✅ Private. Your account information and activity stay private.

**To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Addition Financial is proud to be an award-winning credit union and top place to work.

Email Signature Jan 2025