Routing Number: 263182558
Checking Accounts
When it comes to choosing a checking account that meets your needs, Addition Financial has you covered. Choose from flexible checking options designed to help you make every dollar count.
Classic Checking
Our Classic Checking account is one of our go-to checking account offerings with the fundamental features our membership has come to know and love – because why mess with a good thing?
Benefits
The Classic Checking account is a checking account that offers great perks with minimal requirements. It’s a simple, easy-to-manage account that gives you access to special features such as pay early, special loan rates, and more.
✅ No minimum balance requirement
✅ Pay Early1
✅ 2 Foreign ATM fee rebates per month
✅ Rate discount on consumer loans3 - 0.25% for Signature and vehicle loans.
✅ Rate discount on new mortgage3 - 0.25% on mortgages.
✅ Free Publix Presto!® ATMs
Free Checking
At Addition Financial Credit Union, Free Checking means ... free checking. Manage your money without fees or balance requirements.
Benefits
Bank easier with a Free Checking account from Addition Financial Credit Union. With no account fees to keep your eye on as you manage your funds, you’ll be able to bank with confidence and peace of mind.
✅ No monthly service fee
✅ No minimum balance requirement
✅ Pay Early1
✅ Free Publix Presto!® ATMs
Opportunity Checking
This checking account is designed to work with any credit score and includes many of the benefits of our other checking options while helping you through your financial journey. Move to a new checking account after 12 months upon meeting certain requirements.
Benefits
In just a few easy clicks you will be well on your way to a better financial future. After 12 months, once you’ve met the requirements listed in the account’s product details, take the next step in your financial journey by moving to either a Free or Classic Checking account with more great features!
✅ No monthly service fee
✅ No minimum balance requirement
✅ Pay Early1
✅ Free Publix Presto!® ATMs
Monthly Service Fees
| Classic |
Free |
Opportunity |
| $5; waived with 10 debit card transactions per month OR have a cumulative direct deposit of $1,000 | No fee | No fee |
1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.
2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Rebates do not cover ATM fees charged by other financial institutions or ATM owners. Classic Checking is eligible for a maximum of 2 foreign ATM fee rebates a month.
3Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Classic Checking eligible for 0.25% rate discount on new consumer loans and mortgages.
*There are no monthly service fees associated with this account, but this account is subject to secondary fees such as non-sufficient funds and mailed periodic statements. For a complete list of applicable secondary fees, please see our Fee Schedule.