Open a Student Checking account, designed to put more money in your mobile wallet.

Here are the “more money” features – and other great features (!) – that come with a Student Checking account:

High School Students: Earn $25 when you open your account.¹
College Students: Earn $100 when you open your account.¹
No monthly fee; no minimum balance requirement.¹
AddsUp Savings Program
- Round up your debit card transactions to the nearest dollar and put that money in savings!²
Pay Early
- Up two days early.³
Rate discounts on auto and other loans.⁴
Secure, convenient Digital Banking with a top-rated mobile app.

Ready to open your account?

¹The $25 offer is only available to students currently enrolled in high school. The $100 offer is only available to students currently enrolled in either college or vocational/trade school. Credit union membership requirements also apply. The student cannot be a current Addition Financial account holder and may not have closed an Addition Financial account within the last 90 days. The new account must be opened by October 31, 2025. The $100 or $25 incentive will be deposited into the qualifying new account after membership and promotion eligibility have been verified and within 7 business days. A minimum balance of $5 is always required in the share savings account. There are no monthly service fees associated with this account. However, the account is subject to secondary fees such as those for non-sufficient funds and mailed periodic statements. For a complete list of applicable secondary fees, please see our Fee Schedule. Offer subject to end or change at any time without notice. Membership requirements apply. Please contact us for details. Offer expires 10/31/2025.

²Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.

³With ‘Pay Early,’ funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.

⁴A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change.