Member Newsletter | July 2020

Our response to COVID-19:

For information about our Coronavirus response, modified branch hours, cleaning protocols and more, please visit our response page at

Your credit score shouldn’t be a mystery.


When you log into online banking, you can view your credit score and credit report for free.

Our free monitoring service:

  • Does not impact your credit score
  • Can help you spot bureau errors
  • Help you understand what actions affect your score
  • Provides you with personalized money-saving tips and offers

Log In Now

A new branch is coming to Eustis.

Eustis Bracnh: 15830 NW US Highway 441, Eustis, FL 32726

We’re opening a new branch soon! Our Eustis branch will be open to serve members in September. We’re excited to see you there.

Home loan refinancing


Mortgage rates are low and thousands of Americans are taking advantage of these record prices. Don't miss out! You can save on your mortgage today when you refinance with Addition Financial.

Use our calculator to find out if you should refinance your mortgage. Not sure how to get started? Read about how to refinance your mortgage loan in 9 steps.

Apply Now

Let’s make your house hunt a little easier.


Addition Financial is here to help you research, find and finance your next home. Even if it’s your first time buying, we’ll help you go from house hunter to homeowner. If you've been down this road before, you may still qualify for our program! If you have not owned a home in the past three years, you may qualify for our First-Time Homebuyer Mortgage.

Get Started

Estate Planning Webinar

Everyone hopes that they will be able to leave behind a legacy. Unfortunately, a lot of legacies end up caught in red tape and causing more pain for loved ones. Our free Estate Planning Webinar will teach you everything you need to know about how to leave your loved ones with memories and gifts—and not bureaucratic burdens.

Join us online
Wednesday, July 29
From 6 p.m. to 7 p.m.


Register For Free

Universal Car Sale

It's time for an upgrade.


During Universal Nissan and Hyundai's car sale, you'll get your new ride, a brand new iPhone 11 and no payments for up to 90 days.

The car sale is from July 1 to July 5, so be sure to act fast and take advantage of this great deal while it lasts!

Universal Nissan

12785 S. Orange Blossom Trail Orlando, FL 32837


Universal Hyundai Logo - GRADIENT

12801 S. Orange Blossom Trail Orlando, FL 32837



Get the money you need with an education loan from Sallie Mae®.


At Addition Financial, we offer great financial products and services to meet the unique needs of our members. That's why we've partnered with Sallie Mae to offer the Smart Option Student Loan®, the Sallie Mae Parent Loan, and Sallie Mae's suite of graduate loans.

Each of these loans offers:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options
  • Borrow up to 100% of all your school-certified expenses for the entire year like tuition, fees, books, housing, meals, travel and even a laptop.2


Loans for undergraduates, graduate students, and parents

Smart Option Student Loan for Undergraduate Students
Help pay for a bachelor's degree, associate's degree, or certificate from a degree-granting school

Sallie Mae Parent Loan
Give the gift of education to your student with a loan in your own name

Graduate loans
Choose a loan designed for school-certified expenses in graduate programs, including medical, dental, MBA, law, health professions, and master's/doctoral degrees

Consider a cosigner
Student borrowers: You may have a better chance of approval by adding a cosigner such as a parent or other creditworthy adult.


Additional available loans

The Bar Study Loan can help pay for expenses associated with fees and living costs when studying for the bar exam.

The Residency and Relocation Loan can help with expenses associated with taking board examinations, traveling or interviewing, and moving for your medical or dental residency.


Applying is fast and easy

Learn more about student loans through Addition Financial.


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This article contains an advertisement or solicitation.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae loan customers.

Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Information advertised valid as of August 26, 2019.

These loans are made by Sallie Mae Bank or a lender partner.


© Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

2Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half time.