Purchase or refi your castle with up to 0.500% off your rate

Now through June 30, set up direct deposit, enroll in auto pay and get a new credit card to receive up to 0.500% off our already low mortgage rates. Available for 10, 15, 20 and 30 year fixed-rate mortgages.

Make high mortgage rates disappear.

A fairytale castle without the princess pricing.

Purchase or refinance your home with us

Set up direct deposit

Enroll in autopay

Instant 0.375% mortgage rate reduction!

Or, enjoy even more magic by pairing your mortgage with a new credit card* for a 0.500% mortgage rate reduction!

AFCU_2022Q2-Mortgage-annualpasscards

No Annual Fee, No Cash Advance Fee, No Balance Transfer Fee

Waived Foreign Transaction Fee**

APR ranging from 9.00% – 17.75%

It’s like your favorite annual pass, just without the expensive price tag (and long lines).

Apply Now

No pixie dust required for these magically low rates!

Available for 10, 15, 20 and 30 year fixed-rate mortgages
Purchase a new castle or refinance your current mortgage
Premier Rewards**, Premier Cash or Platinum Low Rate Cards

Calculate the refinance magic for yourself.

Refinance Now

This offer requires monthly direct deposits into an Addition Financial checking or savings account prior to the closing of your loan. The minimum required direct deposit amount is $500.00. Automatic transfer from an AFCU account must be set up to make the mortgage payment. Loans are granted based on credit qualification. Membership eligibility is required. Offer does not apply to existing Addition Financial mortgages. Offer is subject to change without notice. Promotion runs 4/15/2022 – 6/30/2022.

*Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card. **The average card issuer charges a 2 – 3% foreign transaction fee. Waived foreign transaction fee on Premier Reward credit card only.