home-loan-refinance

Home Loan Refinancing

Low rates + Saving on your mortgage payment every month.

When you refinance your mortgage with Addition Financial, we’ll work with you to access additional funds for new financial needs or save money by lowering your monthly payment or shortening the length of your term.

Why Refinance?

There are a number reasons it might be right for you.

Refinancing your mortgage can be a great way accomplish your financial goals. 

What would you like to do?

We're here to help guide you and determine what's best for your situation.

Get Started

Balance-Only Refinances

This refinance option is perfect for someone who is looking to lower the monthly payment or shorten the length of the term on their current home loan.

  • 10, 15, 20 and 30 year terms available
  • Your current home loan must have a balance of $25,000 or more
  • Up to 95% loan to value for single family homes
  • Up to 80% loan to value for second homes
  • Up to 75% loan to value for investment properties, lot loans & condos
  • Up to 70% loan to value for manufactured homes

Get Started

Cash-Out Refinance

If you want to refinance your home loan at a better rate while using the equity in your home to borrow additional funds, this option is for you.

  • 10, 15, 20 and 30 year terms available
  • Use the equity in your home to access additional funds for new financial needs
  • Up to 80% loan to value for single-family homes
  • Up to 75% loan to value for investment properties, second homes, lot loans & condos
  • Up to 65% loan to value for manufactured homes

Get Started

Start Your Refinance Now

Start Your Refinance Now