Up to 100% Financing for First Time Homebuyers

Not a math person? We’ve got you covered.

Now through September 30, new homebuyers can qualify for up to 100% financing. That means zero down payment required. Seriously.

Start applying for our first time homebuyer mortgage.

Start applying for our first time homebuyer mortgage.

What’s simpler than 100%? Zero down.

Buying your first home can be intimidating. That’s why we’ve made the math as simple as can be. For a limited time, new homebuyers can qualify for up to 100% financing through our Peak Portfolio program or up to 97% financing1 through our Peak Professional and Peak Non-Traditional programs.


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Up to 100% financing for first time homebuyers

Up to 100% financing for first time homebuyers.

  • Direct deposit and auto-pay required at funding
  • No condos or manufactured homes permitted
  • Mortgage insurance available on all products
  • Acceptable designation which may include but not limited to: Medical Resident, Medical Fellow, Doctor of Medicine, Dental Science, Optometry, Osteopathy, Doctor of Veterinary Medicine, Attorney, Chiropractor (DC), Certified Public Accountant (CPA), and PhD in non-medical profession (education).
  • Closing costs still apply


Do you have questions about the homebuying process?

For most people, this is the biggest purchase they'll ever make. With so much careful planning, budgeting and consideration involved, it can be difficult to know where to even start in the process. Check out our online guide that breaks down questions, steps and solutions to help you on your homebuying journey.


Learn More About First-Time Homebuying


Membership requirements apply. Financing based on credit worthiness. Offer available for a limited-time only and subject to end or change at any time. Offer expires September 30, 2022.

1A $200,000 purchase price with $6,000 (3%) down payment and $194,000 financed at 5.750% fixed rate with 5.852% annual percentage rate would result in a monthly payment of $1,132.13 for 360 months. Sample payment only includes principal and interest. Other restrictions may apply, for full details call us at 407-896-9411 or 800-771-9411.