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HELOC with a
4.875% APR1
for first 6 months!
Afterwards, variable rate as low as
6.75% APR1
currently Prime Rate minus 1%, not to exceed 18.00% APR.
HELOC with a
4.875% APR1
for first 6 months!
Afterwards, variable rate as low as
7.50% APR1
currently Prime Rate minus 1%, not to exceed 18.00 APR.
A Home Equity Line of Credit (HELOC) can make your home improvement, debt consolidation, and other dreams a reality (no genie needed). 🧞
Imagine finally getting that home improvement project started. Or freeing yourself from huge monthly payments on high interest debt. Dream no more.
A HELOC from Addition Financial gives you easy and quick access to a revolving line of credit, using the equity in your home. Among the reasons to open a HELOC with Addition Financial:
- Save Money: Consolidate your high interest debt, such as credit card debt, into one, simple, low monthly payment, potentially saving thousands of dollars in future interest payments2
- Save Time: We make it easy to open and manage your HELOC.
- Financial Flexibility: Access your funds anytime.
- Trusted Partners: Whether you’re in a branch, on the phone, or online, our team of experts are ready to assist and answer your questions.
More information about HELOCs
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Debt Consolidation 101: How to Decide Between Refinancing & HELOC
Are you wondering what you can do to pay off your debt with a lower interest rate than what you have now?
Use your biggest asset as more than a place to live.
Take advantage of the equity you’ve built up in your home and borrow against that money for other purposes now or in the future.
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Current Rates
Explore our competitive rates, ensuring you get the best value for your investment. Take control of your finances with our competitive HELOC rates, tailored to support your financial needs.
1APR=Annual Percentage Rate. 4.875% APR is an introductory rate fixed for six (6) months from open date. Introductory rate offer ends 12/31/2024 and may be subject to change. As of 11/15/2024, without introductory rate, the HELOC variable rate is based on Wall Street Journal Prime Rate, subject to change monthly. Currently 7.750% APR. Subject to credit approval. Not all applicants will qualify. CLTV (combined loan-to-value) ratio and loan amount restrictions apply. Floor rate 3.25%. Maximum of 18.00% APR. Minimum loan amount $10,000. Homeowners/property insurance is required. Flood insurance may be required. Closing cost and fees apply. Consult your tax advisor regarding deducting interest and charges. Membership eligibility apply. Borrow $50,000 at 4.875% APR of up to 80% LTV will be an estimated monthly payment of $392.15. Contact a Credit Union Loan Officer for more information. 35-year term (20-year draw period with a final 15-year repayment period)
2Potential savings based on the current interest rates of your unsecured debt, such as credit cards and personal loans.
