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Experience exceptional banking that treats everyone like royalty.

There’s a reason Forbes, Newsweek and over 10,000 satisfied users of our app think banking with Addition Financial rules. No matter where you are in life or what your goals are, we offer great checking and money management options to meet your banking needs. So, whether you're all about keeping things simple and free, or you're looking for a checking account that pays dividends, we’ve got you covered.

  • Addition Plus icon

    Get $200 with Free Checking+

  • Addition Plus icon

    Get $300 with Classic Checking**

  • Addition Plus icon

    Get $400 with Benefits Checking*

400CK_PromoCard

Experience exceptional banking that treats everyone like royalty.

There’s a reason Forbes, Newsweek and over 10,000 satisfied users of our app think banking with Addition Financial rules. No matter where you are in life or what your goals are, we offer great checking and money management options to meet your banking needs. So, whether you're all about keeping things simple and free, or you're looking for a checking account that pays dividends, we’ve got you covered.

  • Addition Plus icon

    Get $200 with Free Checking*

  • Addition Plus icon

    Get $300 with Classic Checking**

  • Addition Plus icon

    Get $400 with Benefits Checking+

Get some extra spending money with either of these popular checking options:

Benefits Checking Account

Get $400* when you open a Benefits Checking account and:

  • Add monthly direct deposit (minimum $2,000/mo.)

  • Plus, no debit card transactions required!

Classic Checking Account

Get $300** when you open a Classic Checking account and:

  • Add monthly direct deposit (minimum $1,000/mo.)

  • Plus, no debit card transactions required!

Free Checking Account

Get $200+ when you open a Free Checking account and:

  • Add monthly direct deposit (minimum $1,000/mo.)

  • Plus, no debit card transactions required!

Why do so many people count on us?

With award-winning member service, products that meet your financial needs, great rates, a top-rated mobile app, and a focus on giving back to the communities where we live and work, there's a reason why we've been putting big banks to shame since 1937.

Open Your Checking Account Today!
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+Offer available as of March 2, 2026. Offer subject to change or end without notice. New Members who open a first-time Free Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 within the first 90 days of account opening, will earn $200.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are  met within 90 days of Free Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. Limit one promotional offer per individual. May not be combined with any other promotional offers. Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.

**Offer available as of March 2, 2026. Offer subject to change or end without notice New Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 within the first 90 days of account opening, will earn $300.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 90 days of Classic Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. $5 monthly service fee is waived on required minimum direct deposit(s). Limit one promotional offer per individual. May not be combined with any other promotional offers. Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.

*Offer available as of March 2, 2026. Offer subject to change or end without notice. New Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 within the first 90 days of account opening, will earn $400.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 90 days of Benefits Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. There is no minimum balance required to open account. However, you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. $15 monthly service fee is waived on required minimum direct deposit(s). Limit one promotional offer per individual. May not be combined with any other promotional offers.Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.

Federally Insured by NCUA.