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There’s a reason so many people count on us for a better checking experience.

From your Abuelita to your barista to that one friend you can always count on, the people you trust, trust us with their checking needs. Why, exactly? Here are just a few reasons:

  • Addition Plus icon

    Early pay with direct deposit – enjoy that hard-earned paycheck sooner.

  • Addition Plus icon

    No minimum balance – because we believe in simplicity, not penalties.

  • Addition Plus icon

    A top-rated mobile app – managing your money has never been easier.

  • Addition Plus icon

    Access to special, high-yield savings accounts – watch your savings soar!

There’s a reason so many people count on us for a better checking experience.

From your Abuelita to your barista to that one friend you can always count on, the people you trust, trust us with their checking needs. Why, exactly? Here are just a few reasons:

  • Addition Plus icon

    Early pay with direct deposit – enjoy that hard-earned paycheck sooner.

  • Addition Plus icon

    No minimum balance – because we believe in simplicity, not penalties.

  • Addition Plus icon

    A top-rated mobile app – managing your money has never been easier.

  • Addition Plus icon

    Access to special, high-yield savings accounts – watch your savings soar!

Get some extra spending money with either of these two popular checking options?

  • Open a Benefits Checking and earn $100*
  • Open a Classic Checking and earn $50**

Get some extra spending money with either of these two popular checking options?

  • Open a Benefits Checking and earn $100*
  • Open a Classic Checking and earn $50**

Benefits Checking Account

Get $100 when you open a Benefits Checking account and:

  • Add monthly direct deposit (minimum $2,000/mo.) or,
  • Make 20 debit card transactions a month (minimum $10 per transaction)

Classic Checking Account

Get $50 when you open a Classic Checking account and:

  • Add monthly direct deposit (minimum $1,000/mo.) or.
  • Make 10 debit card transactions a month (minimum $10 per transaction)

Why do so many people count on us?

With award-winning member service, products that meet your financial needs, great rates, a top-rated mobile app, and a focus on giving back to the communities where we live and work, there's a reason why we've been putting big banks to shame since 1937.
awards email
Pamela G Hill
5/2/2025
Addition Financial CU in Altamonte Springs have the best employees. Everyone is so nice and helpful. We had team member Yolonda this time and she was able to take care of all our needs. Love this branch!
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J S
4/11/2025
I have been a member of Addition Fin Since the early 1990s back when it was CFE. I’ve been very loyal with this bank because they treat you like family and not just another number. Anna at the Clermont branch is a perfect example of how great customer service is experienced! Thank you for all you do you are greatly appreciated!!
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Mrs.R “Cas” Caceres
9/13/2024
I’ve been with Addition Financial since way back when they were CFEFCU in 85’. I’ve always been treated well and given the information I needed. Recently I had to have some important Veteran’s paperwork completed. Jose Acosta & Cameron Lee at the Orange City branch were efficient, professional and understanding. They helped me tremendously and put me at ease with their knowledge. Well Done!!
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Richard Miller
10/24/2023
Cameron was very patient and listened carefully to all my needs to open a new acct. And helpful in getting as much as he could transfered from the old. I have been an Addition/CFEFCU customer for over 20 years and it is people like Cameron that keep me as a very satisfied customer. Thank you
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Steve Lee
6/4/2025
Ms Amy Hakim gave me great financial advice! After she explained financial options and answered all of my questions she processed my decision to open a CD! Thank you Amy!
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Erin Blackerby
5/30/2025
Joann Johnson was great and helped us get a loan. See her if you need some advice on what kind of loans fit your financial situation best.
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Alina Lorenzo
5/19/2025
I enjoy banking at addition, Financial and I’ve been with them for over 25 years! I’ve always had a great experience and especially with the employees there! You always feel welcomed and everyone is very helpful! I dealt with Arley Who is a team member and he was awesome! He greeted as I walked in . He gave me some information without me asking regarding a CD, which I greatly appreciate it! First...  See More
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Open Your Checking Account Today!

LadyInBubble

*Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 or make a minimum of 20 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $100.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days after Benefits Checking account opening, incentive will be deposited within 7 business days to the account. There is no minimum balance required to open account. However, you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. $15 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month. 

**Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 or make a minimum of 10 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $50.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days of Classic Checking account opening, incentive will be deposited within 7 business days. $5 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month. 

Offers available 01/01/25 – 12/31/25. Offers, subject to change or end, without notice. Membership requirements apply. Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit.  Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Offers cannot be combined with any other offer. Limit of one offer per membership. Offers are not available to members whose accounts have been closed within 90 days or closed with a negative balance. If the first-time Benefits or Classic Checking account is closed within 90 days after opening, promotional incentive funds will be deducted at account closing.

Federally Insured by NCUA.