New benefits Checking account

Make Your Checking
Work for You!

Earn up to $350,* plus dividends on balances above $1,000, with our new Benefits Checking account.

New Account, Same 5 ⭐ Experience


When you open a new Benefits Checking account with Addition Financial Credit Union, you can enjoy easy digital banking and a savings incentive program. Plus, make dividends on balances of $1,000+, and earn up to an additional $350!* How's that for checking all the boxes?

Get Started
New Benefits checking account

Our new Benefits Checking account
checks all the boxes:

  • Earns dividends on checking balance
    Dividends earned on balance of $1,000 or more.
  • 50% off 3x5 Safe Deposit Box
    Subject to availability.
  • Free box of custom checks
    One box per calendar year.
  • Rate discount on new mortgage**
    0.375% on mortgages.
  • Rate discount on consumer loans**
    0.375% for Signature and vehicle loans.

See Full Details

Open a Benefits Checking account now.

Open a Benefits Checking account now.

*The new account promotion is not available to existing Addition Financial Credit Union (“Credit Union”) members who have a current checking account (as primary or joint) or to those whose Credit Union accounts have been closed within the past year (365 days) or were previously closed with a negative balance. To receive the promotional payment, a new member must: a) be over the age of 18 (eighteen); AND b) meet Credit Union membership eligibility requirements (; c) be a primary resident of Florida, d) open new Benefits Checking account (“Account”) and keep the Account active for at least six (6) months; and e) complete the activity associated with the desired promotional payments listed above each month for six (6) months after opening the Account (collectively, The “Promotion Requirements”). To be eligible for the promotion, the new Account must not be closed, restricted or have received a monthly service fee at the time of payout. The appropriate promotional payment will be deposited into your new account six (6) months after the account open date. This promotion begins on March 3, 2023 and ends December 31, 2023.

Rate Information: The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements: There is no minimum balance required to open this account.  However, you must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield. 

Other Account Requirements: To avoid a monthly fee you must have a minimum amount of direct deposit(s) or debit card transactions each month.  Please see the Fee Schedule for current fees that may apply to this account.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Accrual of dividends on noncash deposits – Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations: No transaction limitations apply to this account unless otherwise stated in the Common Features section.

**A loan discount cannot be applied to credit cards or PLOC. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change.