Refinance your auto loan to 2.75% APR

Love your ride but hate your rate?

Don't be strapped down by that high monthly auto loan payment. Refinance to our low 2.75% APR* auto loan rate. Plus, you can even defer your payments up to 60 days!

Get Started on Your Refinance

Save Money on Your Auto Loan

If you have at least $7,500 on your auto loan, Addition Financial can help you:

  • Get a competitive rate
    2.75% APR for all refinances up to 60 months.
  • Save money
    With a lower interest rate, you'll save more money on your loan.
  • Reduce your monthly payments
    You can reset your term to 5 years (60 months) to pay less each month on your remaining loan balance.
  • Take a payment vacation
    You have the option to skip your payments for up to 60 days so you can spend that money on more important things (like bigger tires).

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How Much Can You Save by Refinancing?

Refinance Now

It's Easy to Refinance with Us

1. Collect Documents

It’s important to have some key information in hand before you move forward with refinancing. Here are the things you’ll need:

  • The payoff amount on your current car loan (you can request an official payoff letter from your current lender)
  • Proof of employment/income, residence, and insurance
  • Your car’s VIN number, year, make, model and current mileage

2. Apply Online, Over the Phone, or at Your Local Branch

You can apply easily online, via phone, or at a branch. Any way you choose to apply, we're here to help answer any questions you may have.

3. We'll Pay Off Your Old Loan

We will directly pay the prior lender using the information from the payoff letter. Then, we'll transfer the title of your car to Addition Financial and hold it until your new loan has been paid off.

4. Skip Your Payments for 60 Days

Once your loan is refinanced with Addition Financial at our low 2.75% APR, you can skip your payments for up to 60 days before you start repaying at your new lower rate.


Get Started