The A+ Mortgage just for SCPS teachers and staff

The affordable option designed just for SCPS teachers and staff. Because those who dedicate their lives to kids deserve to have a home of their own.


  • As little as 3% of the purchase price down.
  • Get up to $5,000 toward closing costs as a lender credit equaling 1.5% of your loan amount.
  • .25% rate discount is available when you set up direct deposit with SCPS payroll and automatic payments on your mortgage.
  • No income limits.


  • Either you or your joint borrower must be a first-time homebuyer (which is someone who has not owned a home during the past three years).

  • At least one borrower must be an employee or an immediate family member of a public, private or virtual K-12 school, or a college or university.
  • Available for primary residences only; does not apply to condos or manufactured homes.

Not sure what to expect?

If you’re new to the home-buying process, don’t stress. We designed this mortgage with first time homebuyers in mind. We offer free resources with information to help you understand everything you need to know about buying a home.

Here are a few resources we think will help:

  • Take the first step to becoming debt-free. Refinance today.

    1. 1
      Review Eligibility
      Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 22 select counties. View full eligibility.
    2. 2
      Complete loan application
      When you’re ready, complete the online application
    3. 3
      Get your loan
      Enjoy your new cash.


    Apply Now
  • Book an appointment today.

    Start booking an appointment with us below by selecting a branch most convenient to you.

  • Get started over the phone.

    To request help refinancing your mortgage over the phone, fill out the form below and we’ll give you a call. Or, call us now at (407) 896-9411.