*To receive the 0.50% discount off your approved rate, this offer requires monthly a minimum of $2,000 direct deposit setup into an Addition Financial Benefits Checking or legacy ECU Rewards Checking account prior to the closing of your loan. Automatic transfer from an AFCU account must be set up to make the mortgage payment. Offer does not apply to existing Addition Financial mortgages. Loans are granted based on credit qualification. Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Membership eligibility is required. Limited time Offer effective 4/1/2026 and is subject to change without notice and cannot be combined with any other offer. Payment Example: $200,000 financed at 6.000% fixed interest rate with 6.150% annual percentage rate would result in a monthly payment of $1,687.71 for 180 months. Your rate may vary based on loan features, location, credit, property, or other factors. Equal Housing Opportunity.